Creating No-Bake Southern Banana Pudding is straightforward, especially if you follow these easy steps:

1. Prepare the Pudding Mixture: In a large mixing bowl, whisk together the instant vanilla pudding mix and whole milk until smooth. Let it sit for about five minutes to thicken.

2. Add Sweetened Condensed Milk: Once the pudding has thickened, gently fold in the sweetened condensed milk and vanilla extract until combined.

3. Whip the Cream: In another bowl, use a handheld mixer to whip the heavy cream until stiff peaks form. This will add a rich, airy texture to your pudding.

4. Combine Mixtures: Carefully fold the whipped cream into the pudding mixture until fully incorporated. Be gentle to maintain the fluffiness.

5. Layer the Ingredients: In a large serving dish or individual cups, layer the pudding mixture, vanilla wafers, and sliced bananas. Start with a layer of vanilla wafers, followed by a layer of pudding, then bananas, and repeat until you reach the top.

6. Top with Whipped Cream: Once all layers are added, spread a generous layer of whipped cream on top. You can also garnish with additional banana slices, crushed wafers, or chocolate shavings if desired.

7. Chill: Cover the dessert with plastic wrap or a lid and refrigerate for at least four hours, allowing the flavors to meld and the pudding to set.

8. Serve: After chilling, your No-Bake Southern Banana Pudding is ready to be served. It’s best enjoyed cold!

By following these simple steps, you can create a delightful and classic dessert that will have everyone asking for seconds.