Making Cowboy Queso can be easy if you follow these straightforward steps:

1. Brown the Meat: In a large skillet, over medium heat, add the ground beef. Cook until browned, breaking it apart with a spoon. Drain excess fat.
2. Add Vegetables: Stir in the chopped onion and bell pepper. Cook for about 5 minutes, or until they begin to soften.
3. Add Seasonings: Sprinkle in the garlic powder, onion powder, cumin, salt, and pepper. Mix well and cook for another minute.
4. Incorporate Tomatoes: Pour in the can of diced tomatoes with green chilies. Stir to combine and let simmer for 2 minutes.
5. Melt the Cream Cheese: Add the softened cream cheese and stir until it melts and is fully incorporated.
6. Add Cheeses: Gradually mix in the cheddar and Monterey Jack cheese, stirring until everything is melted and creamy.
7. Taste and Adjust: Sample the queso and adjust seasonings if needed. If it’s too thick, add a splash of milk or broth until the desired consistency is reached.
8. Serve Immediately: Transfer to a serving bowl and place it in the center of your table alongside tortilla chips for dipping.

These steps will guide you in creating this incredible Cowboy Queso effortlessly.